Expert Liquor Liability Insurance Solutions

Operating a hospitality business in British Columbia requires strict compliance with the Liquor and Cannabis Regulation Branch (LCRB). Establishments must ensure staff hold mandatory Serving It Right certifications while navigating the intense risks of patron altercations, property damage, and third-party injuries. A single over-serving incident can result in catastrophic legal defense costs, making specialized primary liquor liability insurance an absolute necessity for bars, pubs, and licensed caterers.

At InsureLine Alder, we provide the localized expertise required to protect your venue. Led by Managing Directors Gurtaj Bahad and Michael Puni, our team brings over 25 years of combined experience and manages a $15,000,000 commercial book with a proud 95% client retention rate. We understand that the hospitality industry never stops, which is why our Surrey-based brokerage is open 7 days a week to provide continuous, real-world service.

Whether you are a busy restaurant needing commercial general liability or an event host looking to mitigate risks, we have the specialized knowledge to help. We partner with over 15 leading carriers—including Intact, Aviva Canada, and Wawanesa—to deliver robust coverage. From verifying coverage gaps to understanding the critical differences between host and primary liquor liability, we ensure your business remains fully protected.